Personal financial consultancy for all your life goals

Check your eligibility

Takes about 2 minutes. All fields are required.

Your details

As it appears on your Lending Partners account.

Employment type
Your requirement & finances

Up to ₹15,00,000 (15 lakh)

Enter 0 if you don't pay any EMI.

Your result is a pre-approval based on these details — not a final approval.

How it works

Six steps from registration to your lender's decision

GoodCap Capital assists with your application. The partner bank or NBFC makes the decision.

  1. Quick registration

    Fill in a short form with your basic details.

  2. Check eligibility

    Get an instant pre-approval check based on your details.

  3. Buy consultation card

    Get access to our consultancy services.

  4. Submit documents

    Upload the required documents online.

  5. Partner verification

    The partner bank or NBFC verifies your application.

  6. Lender's decision

    The lender decides on sanction and disbursal under its own criteria.

Start with step 1 Takes about 2 minutes
GoodCap Capital financial consultation
21+Minimum age for both profiles

Eligibility

Who can apply

The basic criteria for each profile. Every lender also applies its own eligibility rules.

Salaried

Minimum salary
₹15,000 / month
Job stability
1 year
Minimum age
21 years

Self-employed

IT returns
Minimum 1 year
Business stability
1 year
Minimum age
21 years

Rates, fees & tenure

Know the numbers before you apply

Indicative figures. The partner lender sets your actual rate, fees and tenure.

  • Financial amountUp to
    ₹15 lakh
  • Annual interest rate11% – 34%
    per annum*
  • Tenure6 – 60
    months
  • Processing feeUp to
    2%

Financial disclosure

Tenure
Minimum 6 months, maximum 60 months.
Annual interest rate
From 11% up to 34% per annum.
Processing fee
Up to 2% may apply.

GoodCap Capital is a financial consultancy and does not provide loans directly. All figures are indicative and subject to lender approval. The actual rate, fees and tenure are set by the partner bank or NBFC.

Membership & service fees

Representative example

Representative example of costs
Financial amount ₹1,00,000
Indicative interest rate 12.5% p.a.
Tenure 12 months
Interest payable ≈ ₹6,720
Processing fee (2%) ₹2,000
Total cost ≈ ₹1,08,720
APR ≈ 14.27%

For illustration only. Your actual figures depend on the lender's offer.

Consultation card benefits

What your consultation card includes

About the Neon card

Apply with multiple Lending Partners

One consultation card lets you apply for personal finance with multiple Lending Partners.

GoodCap Capital support advisor on a call

On-call assistance

Help over the phone for any questions.

One year of free consultancy

Financial consultancy for a full year.

Offers anytime, anywhere

Financial offers from multiple Lending Partners.

We visit the Lending Partners for you

Our team approaches multiple Lending Partners on your behalf.

Customer feedback

What our customers say

Feedback shared by GoodCap Capital customers.

  • Koushik Biswas
  • Ravi Chandra
  • Venkatesh Prabhu
  • Sana Tejavarma
  • Onkar Santosh Bhos
  • Koushik Biswas
  • Ravi Chandra
  • Venkatesh Prabhu
  • Sana Tejavarma
  • Onkar Santosh Bhos

Ready to check your eligibility?

It takes about 2 minutes, online. Your result is a pre-approval based on your details — the final decision is your lender's.