/* ==========================================================================
   GoodCap Capital — Home page (Phase 1)
   ========================================================================== */

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  padding: 40px 0 120px;
  background: linear-gradient(180deg, #f4f9ff 0%, #ffffff 100%);
}
@media (min-width: 1100px) { .hero { padding: 72px 0 150px; } }
.hero__mesh { position: absolute; inset: 0; pointer-events: none; overflow: hidden; }
.hero__mesh::after {   /* fine dot grid */
  content: ""; position: absolute; inset: 0;
  background-image: radial-gradient(rgba(6, 50, 129, 0.09) 1px, transparent 1px);
  background-size: 26px 26px;
  -webkit-mask-image: radial-gradient(70% 70% at 70% 40%, #000 20%, transparent 75%);
  mask-image: radial-gradient(70% 70% at 70% 40%, #000 20%, transparent 75%);
}
.hero__blob { position: absolute; border-radius: 50%; filter: blur(70px); opacity: .55; }
.hero__blob--1 { width: 520px; height: 520px; right: -140px; top: -120px; background: rgba(23, 163, 243, 0.45); animation: blob-a 22s ease-in-out infinite; }
.hero__blob--2 { width: 420px; height: 420px; right: 18%; bottom: -160px; background: rgba(2, 128, 231, 0.32); animation: blob-b 26s ease-in-out infinite; }
.hero__blob--3 { width: 360px; height: 360px; left: -160px; top: 20%; background: rgba(6, 50, 129, 0.12); animation: blob-a 30s ease-in-out infinite reverse; }
@keyframes blob-a { 0%, 100% { transform: translate(0, 0) scale(1); } 50% { transform: translate(-60px, 40px) scale(1.08); } }
@keyframes blob-b { 0%, 100% { transform: translate(0, 0) scale(1); } 50% { transform: translate(50px, -40px) scale(.94); } }

.hero__grid { position: relative; display: grid; gap: 48px; align-items: center; }
@media (min-width: 1024px) { .hero__grid { grid-template-columns: 1.05fr 0.95fr; gap: 40px; } }

.hero__title { font-size: var(--fs-display); line-height: 1.04; letter-spacing: -0.035em; margin: 22px 0 22px; }
.hero__title span { display: block; }
.hero__title .text-gradient { padding-bottom: 0.08em; }
.hero__lead { max-width: 560px; }
.hero__ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }
.hero__trust { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 30px; }
.hero__trust li { display: inline-flex; align-items: center; gap: 8px; font-size: 0.9375rem; font-weight: 700; color: var(--gc-navy); }
.hero__trust .icon { width: 20px; height: 20px; color: var(--gc-blue); }

@media (max-width: 559px) {
  .hero__ctas .btn { width: 100%; }
  .hero__trust { gap: 10px 16px; }
  .hero__trust li { font-size: 0.875rem; }
}

/* Page-load entrance — one orchestrated sequence */
.js .hero-in { opacity: 0; transform: translateY(22px); animation: hero-in .8s var(--ease) forwards; animation-delay: var(--d, 0s); }
@keyframes hero-in { to { opacity: 1; transform: none; } }

/* ---------- Hero visual ---------- */
.hero__visual { position: relative; width: 100%; max-width: 560px; margin-inline: auto; }
.hv { position: relative; aspect-ratio: 1 / 0.92; }
.hv__frame {
  position: absolute; inset: 6% 4% 4% 10%;
  border-radius: 56px 12px 56px 12px;
  background:
    linear-gradient(160deg, rgba(255, 255, 255, 0.9), rgba(238, 247, 255, 0.7)),
    var(--gc-gradient);
  border: 1px solid var(--gc-line-blue);
  box-shadow: var(--sh-md);
}
.hv__frame::before {   /* mark-like accent shape */
  content: ""; position: absolute; width: 46%; height: 42%; right: -1px; bottom: -1px;
  border-radius: 56px 0 56px 0; background: var(--gc-gradient); opacity: .95;
}
.hv__frame::after {
  content: ""; position: absolute; width: 28%; height: 26%; left: 8%; top: 8%;
  border-radius: 28px 6px 28px 6px; border: 2px dashed rgba(2, 128, 231, 0.25);
}
.hv__card { position: absolute; width: 74%; left: 2%; top: 22%; z-index: 2; }
.hv__card .mcard { cursor: default; }

.hv__panel {
  position: absolute; z-index: 3; right: 0; top: 0;
  width: 54%; min-width: 210px; padding: 16px 18px;
  background: rgba(255, 255, 255, 0.96); border-radius: 20px; border: var(--border-soft);
  box-shadow: var(--sh-lg);
}
.hv__panel-title { font-size: 0.8125rem; font-weight: 800; color: var(--gc-ink); margin-bottom: 10px; }
.hv__steps { list-style: none; padding: 0; margin: 0; display: grid; gap: 9px; }
.hv__steps li { display: flex; align-items: center; gap: 10px; font-size: 0.8125rem; font-weight: 600; color: var(--gc-text); line-height: 1.3; }
.hv__steps li > span { width: 22px; height: 22px; border-radius: 50%; display: grid; place-items: center; flex-shrink: 0; }
.hv__steps .is-done > span { background: var(--gc-success); color: #fff; }
.hv__steps .is-done .icon { stroke-width: 3; width: 13px; height: 13px; }
.hv__steps .is-active > span { border: 2px solid var(--gc-blue); position: relative; }
.hv__steps .is-active > span::after { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--gc-blue); animation: pulse 1.6s ease-in-out infinite; }
.hv__steps .is-active { color: var(--gc-blue); font-weight: 700; }
@keyframes pulse { 0%, 100% { transform: scale(1); opacity: 1; } 50% { transform: scale(.55); opacity: .5; } }

.hv__chip {
  position: absolute; z-index: 3; display: flex; align-items: center; gap: 10px;
  padding: 10px 16px 10px 10px; border-radius: 16px;
  background: #fff; border: var(--border-soft); box-shadow: var(--sh-lg);
}
.hv__chip b { display: block; font-size: 0.875rem; color: var(--gc-ink); line-height: 1.2; }
.hv__chip small { display: block; font-size: 0.75rem; color: var(--gc-muted); line-height: 1.2; }
.hv__chip-icon { width: 38px; height: 38px; border-radius: 12px; display: grid; place-items: center; background: rgba(22, 163, 74, 0.1); color: var(--gc-success); }
.hv__chip-icon--cyan { background: var(--gc-tint); color: var(--gc-blue); }
.hv__chip--secure { left: 0; bottom: 6%; }
.hv__chip--support { right: 2%; bottom: 30%; }

@media (max-width: 599px) {
  .hv { aspect-ratio: 1 / 0.86; }
  .hv__card { width: 82%; left: 0; top: 26%; }
  .hv__panel { width: 64%; min-width: 0; padding: 12px 14px; border-radius: 16px; }
  .hv__panel-title { margin-bottom: 8px; }
  .hv__steps { gap: 7px; }
  .hv__steps li { font-size: 0.75rem; gap: 8px; }
  .hv__steps li > span { width: 18px; height: 18px; }
  .hv__chip { padding: 8px 12px 8px 8px; border-radius: 13px; }
  .hv__chip-icon { width: 32px; height: 32px; border-radius: 10px; }
  .hv__chip--support { display: none; }
  .hv__chip--secure { bottom: 0; left: auto; right: 2%; }
}

/* ---------- Quick application (overlaps hero) ---------- */
.quick { position: relative; z-index: 5; margin-top: -84px; }
@media (min-width: 1100px) { .quick { margin-top: -96px; } }
.quick__card {
  display: grid; gap: 18px; padding: 24px;
  background: #fff; border-radius: 24px; border: var(--border-soft);
  box-shadow: 0 30px 80px -20px rgba(6, 50, 129, 0.25);
}
@media (min-width: 900px) {
  .quick__card { grid-template-columns: 1.1fr 1fr auto; align-items: end; gap: 22px 28px; padding: 28px 32px; }
  .quick__note { grid-column: 1 / -1; }
}
.quick__intro { display: flex; gap: 16px; align-items: center; }
.quick__icon { width: 56px; height: 56px; flex-shrink: 0; display: grid; place-items: center; border-radius: 18px 5px 18px 5px; background: var(--gc-gradient); color: #fff; }
.quick__intro h2 { font-size: 1.3rem; letter-spacing: -0.02em; }
.quick__intro p { font-size: 0.9375rem; color: var(--gc-muted); margin-top: 2px; line-height: 1.5; }
.quick__submit { min-width: 180px; }
@media (max-width: 899px) { .quick__submit { width: 100%; } }
.quick__note { padding-top: 14px; border-top: 1px dashed var(--gc-line); }
@media (max-width: 420px) { .quick .field__control { font-size: 0.9375rem; padding-left: 14px; padding-right: 40px; } .quick .field--select .field__chev { right: 12px; } }

/* ---------- Why (features) ---------- */
.why { padding-top: calc(var(--section-y) - 8px); }
.why__grid { display: grid; gap: 18px; }
@media (min-width: 768px) { .why__grid { grid-template-columns: repeat(3, 1fr); gap: 22px; } }
.feature--accent { background: linear-gradient(160deg, #063281, #04469f 60%, #0280e7); border-color: transparent; border-radius: var(--r-leaf); }
.feature--accent h3 { color: #fff; }
.feature--accent p { color: rgba(255, 255, 255, 0.8); }
.feature--accent .feature__icon { background: rgba(255, 255, 255, 0.14); color: #fff; }
@media (min-width: 768px) { .feature--accent { transform: translateY(-14px); } .feature--accent:hover { transform: translateY(-18px); } }

/* ---------- Products ---------- */
.products__grid { display: grid; gap: 22px; }
@media (min-width: 768px) and (max-width: 1099px) { .products__grid { grid-template-columns: repeat(2, 1fr); } .products__grid > :last-child { grid-column: 1 / -1; } }
@media (min-width: 1100px) { .products__grid { grid-template-columns: repeat(3, 1fr); gap: 26px; } }
.product {
  display: flex; flex-direction: column; background: #fff;
  border-radius: var(--r-lg); border: var(--border-soft); box-shadow: var(--sh-sm); overflow: hidden;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}
.product:hover { transform: translateY(-4px); box-shadow: var(--sh-lg); }
.product__art { position: relative; padding: 34px 18% 30px; overflow: hidden; }
.product__art::before { content: ""; position: absolute; inset: 0; opacity: .9; }
.product__art--neon::before { background: radial-gradient(80% 90% at 20% 0%, #dcecff, transparent 70%), linear-gradient(180deg, #eef6ff, #f8fbff); }
.product__art--helium::before { background: radial-gradient(80% 90% at 80% 0%, #d6f2ff, transparent 70%), linear-gradient(180deg, #ecfaff, #f8fdff); }
.product__art--fincap::before { background: radial-gradient(80% 90% at 50% 0%, #dfe6f5, transparent 70%), linear-gradient(180deg, #eef2fa, #f8f9fc); }
.product__art .mcard { max-width: 320px; margin-inline: auto; transform: rotate(-4deg); transition: transform .5s var(--ease); }
.product:hover .product__art .mcard { transform: rotate(0deg) translateY(-4px) scale(1.02); }
.product__body { padding: 6px 28px 0; display: grid; gap: 12px; align-content: start; flex: 1; }
.product__body .pill { justify-self: start; }
.product__body h3 { font-size: 1.35rem; }
.product__body h3 a { background: linear-gradient(currentColor, currentColor) 0 100% / 0 2px no-repeat; transition: background-size .3s var(--ease), color .2s; }
.product__body h3 a:hover { color: var(--gc-blue); background-size: 100% 2px; }
.product__body > p { font-size: 0.9375rem; color: var(--gc-muted); line-height: 1.6; }
.product__body .checklist { margin-top: 6px; }
.product__foot { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 22px 28px 26px; margin-top: 22px; border-top: 1px solid var(--gc-line); }
.price { display: flex; align-items: baseline; gap: 8px; }
.price__now { font-size: 1.75rem; font-weight: 800; color: var(--gc-ink); letter-spacing: -0.02em; }
.price__was { font-size: 0.9375rem; color: var(--gc-muted); }
.price--muted { font-size: 0.9375rem; font-weight: 700; color: var(--gc-muted); }

/* ---------- Why choose us ---------- */
.choose__grid { display: grid; gap: 48px; align-items: center; }
@media (min-width: 1024px) { .choose__grid { grid-template-columns: 0.9fr 1.1fr; gap: 80px; } }
.choose__media { position: relative; max-width: 560px; margin-inline: auto; width: 100%; }
.choose__img { border-radius: 64px 14px 64px 14px; overflow: hidden; aspect-ratio: 4 / 4.4; background: var(--gc-tint); box-shadow: var(--sh-lg); }
.choose__img img { width: 100%; height: 100%; object-fit: cover; }
.choose__media::before {
  content: ""; position: absolute; z-index: -1; width: 62%; height: 62%; left: -6%; bottom: -6%;
  border-radius: 48px 10px 48px 10px; background: var(--gc-gradient); opacity: .9;
}
.choose__float {
  position: absolute; right: -4px; top: 10%; display: flex; align-items: center; gap: 12px;
  padding: 12px 18px 12px 12px; border-radius: 18px; background: #fff; box-shadow: var(--sh-lg); border: var(--border-soft);
}
@media (min-width: 1024px) { .choose__float { right: -28px; } }
.choose__float-icon { width: 44px; height: 44px; border-radius: 13px; display: grid; place-items: center; background: var(--gc-tint); color: var(--gc-blue); }
.choose__float b { display: block; color: var(--gc-ink); line-height: 1.2; }
.choose__float small { display: block; color: var(--gc-muted); font-size: 0.8125rem; }
.choose__copy h2 { font-size: var(--fs-h2); max-width: 20ch; }
.choose__text { margin-top: 18px; color: var(--gc-muted); max-width: 58ch; }
.choose__list { display: grid; gap: 14px; margin-top: 32px; }
@media (min-width: 640px) { .choose__list { grid-template-columns: 1fr 1fr; gap: 16px; } }
.choose__list li { display: flex; gap: 14px; padding: 18px; border-radius: 18px; background: var(--gc-mist); border: 1px solid transparent; transition: border-color .3s, background-color .3s; }
.choose__list li:hover { background: #fff; border-color: var(--gc-line-blue); }
.choose__list li > span { width: 42px; height: 42px; border-radius: 12px; flex-shrink: 0; display: grid; place-items: center; background: #fff; color: var(--gc-blue); box-shadow: var(--sh-sm); }
.choose__list b { display: block; color: var(--gc-ink); font-size: 1rem; line-height: 1.35; }
.choose__list p { font-size: 0.875rem; color: var(--gc-muted); line-height: 1.5; margin-top: 3px; }

/* ---------- Stats band ---------- */
.stats { padding-bottom: 0; }
.stats__band {
  position: relative; overflow: hidden; border-radius: 40px 10px 40px 10px;
  padding: clamp(32px, 5vw, 60px) clamp(24px, 5vw, 64px);
  background: var(--gc-deep);
  background-image:
    radial-gradient(60% 120% at 100% 0%, rgba(23, 163, 243, 0.35), transparent 60%),
    radial-gradient(50% 100% at 0% 100%, rgba(2, 128, 231, 0.3), transparent 60%);
}
.stats__grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 32px 20px; position: relative; }
@media (min-width: 900px) { .stats__grid { grid-template-columns: repeat(4, 1fr); } }
@media (min-width: 900px) { .stats__grid .stat + .stat { border-left: 1px solid rgba(255, 255, 255, 0.12); padding-left: 32px; } }
.stats .stat__icon { background: rgba(255, 255, 255, 0.1); color: var(--gc-cyan); }
.stats .stat__num { color: #fff; }
.stats .stat__label { color: rgba(255, 255, 255, 0.72); }

/* ---------- Personal / Insurance split ---------- */
.split__grid { display: grid; gap: 22px; }
@media (min-width: 900px) { .split__grid { grid-template-columns: 1fr 1fr; gap: 26px; } }
.lane {
  position: relative; overflow: hidden; isolation: isolate;
  display: flex; flex-direction: column; gap: 16px;
  padding: clamp(28px, 4vw, 44px); min-height: 380px;
  color: #fff; transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}
.lane:hover { transform: translateY(-4px); box-shadow: var(--sh-lg); }
.lane--personal { border-radius: 40px 10px 40px 10px; background: linear-gradient(150deg, #041c4a 0%, #063281 55%, #04469f 100%); }
.lane--insurance { border-radius: 10px 40px 10px 40px; background: linear-gradient(150deg, #04469f 0%, #0280e7 60%, #17a3f3 100%); }
.lane__icon { width: 58px; height: 58px; border-radius: 18px 5px 18px 5px; display: grid; place-items: center; background: rgba(255, 255, 255, 0.14); border: 1px solid rgba(255, 255, 255, 0.2); }
.lane h3 { color: #fff; font-size: clamp(1.4rem, 2.2vw, 1.85rem); max-width: 22ch; margin-top: 6px; }
.lane > p { color: rgba(255, 255, 255, 0.82); max-width: 48ch; }
.lane__foot { margin-top: auto; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, 0.16); display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 18px; }
.lane__price small { display: block; font-size: 0.8125rem; font-weight: 600; color: rgba(255, 255, 255, 0.7); }
.lane__price span { font-size: 2rem; font-weight: 800; letter-spacing: -0.02em; line-height: 1.1; }
.lane__ctas { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 18px; }
.lane__link { font-weight: 700; font-size: 0.9375rem; min-height: 44px; display: inline-flex; align-items: center; text-decoration: underline; text-underline-offset: 4px; text-decoration-color: rgba(255, 255, 255, 0.4); }
.lane__link:hover { text-decoration-color: #fff; }
.lane__mark { position: absolute; z-index: -1; width: 300px; height: 300px; right: -70px; top: -60px; opacity: .07; transition: transform .8s var(--ease); }
.lane:hover .lane__mark { transform: rotate(-8deg) scale(1.05); }

/* ---------- Insurance education ---------- */
.learn__grid { display: grid; gap: 22px; }
@media (min-width: 1000px) { .learn__grid { grid-template-columns: 0.85fr 1.15fr; gap: 26px; align-items: start; } }
.learn__block { padding: clamp(26px, 3.5vw, 40px); background: #fff; border-radius: var(--r-lg); border: var(--border-soft); box-shadow: var(--sh-sm); }
.learn__block p { color: var(--gc-text); }
.learn__head { display: flex; align-items: center; gap: 16px; margin-bottom: 18px; }
.learn__head h3 { font-size: var(--fs-h3); }
.learn__icon { width: 56px; height: 56px; border-radius: 50%; display: grid; place-items: center; flex-shrink: 0; background: var(--gc-tint); color: var(--gc-navy); }
.learn__icon--cyan { background: rgba(23, 163, 243, 0.12); color: #0369a1; }
.learn__sub { margin-top: 18px; font-weight: 700; color: var(--gc-ink) !important; font-size: 0.9375rem; }
.learn__covers { display: flex; flex-wrap: wrap; gap: 10px; margin: 12px 0 18px; }
.learn__covers li {
  display: inline-flex; align-items: center; gap: 8px; padding: 9px 14px; border-radius: 12px;
  background: var(--gc-mist); border: 1px solid var(--gc-line-blue); font-size: 0.875rem; font-weight: 600; color: var(--gc-navy);
}
.learn__covers .icon { width: 18px; height: 18px; color: var(--gc-blue); }

/* ---------- Partners ---------- */
.partners { padding-block: var(--section-y); overflow: hidden; }
.partners__head { text-align: center; max-width: 640px; margin: 0 auto 36px; }
.partners__head h2 { font-size: clamp(1.4rem, 2.2vw, 1.85rem); }
.partners__head p { color: var(--gc-muted); margin-top: 8px; font-size: 0.9375rem; }
.partner {
  flex-shrink: 0; width: 190px; height: 92px; display: grid; place-items: center; padding: 16px 22px;
  background: #fff; border: 1px solid var(--gc-line); border-radius: 18px;
  transition: border-color .3s, box-shadow .3s;
}
.partner:hover { border-color: var(--gc-line-blue); box-shadow: var(--sh-md); }
.partner img { max-width: 100%; max-height: 54px; width: auto; height: auto; object-fit: contain; filter: none; opacity: 1; transition: transform .3s, opacity .3s; }
.partner:hover img { filter: none; opacity: 1; }
@media (hover: none) { .partner img { filter: none; opacity: 1; } }
@media (max-width: 599px) { .partner { width: 150px; height: 76px; padding: 12px 16px; } .partner img { max-height: 44px; } }
@media (prefers-reduced-motion: reduce) { .marquee__track { padding-inline: var(--gutter); gap: 12px; } }

/* ---------- Testimonials ---------- */
.testi__nav { display: flex; gap: 10px; }
.testi__btn { width: 48px; height: 48px; border-radius: 14px; display: grid; place-items: center; border: 1.5px solid var(--gc-line-blue); color: var(--gc-navy); background: #fff; transition: background-color .2s, color .2s, border-color .2s; }
.testi__btn:hover { background: var(--gc-navy); color: #fff; border-color: var(--gc-navy); }
.testi__viewport { overflow: hidden; margin: -8px; padding: 8px; }
.testi__track { display: flex; gap: 22px; transition: transform .6s var(--ease); }
.testi__track > li { flex: 0 0 100%; }
@media (min-width: 768px) { .testi__track > li { flex-basis: calc((100% - 22px) / 2); } }
@media (min-width: 1100px) { .testi__track > li { flex-basis: calc((100% - 44px) / 3); } }
.testi__dots { display: flex; justify-content: center; gap: 4px; margin-top: 28px; }
.testi__dots button { width: 32px; height: 32px; display: grid; place-items: center; }
.testi__dots button::before { content: ""; width: 8px; height: 8px; border-radius: 99px; background: #cbd5e1; transition: width .3s var(--ease), background-color .3s; }
.testi__dots button[aria-selected="true"]::before { width: 24px; background: var(--gc-blue); }

/* ---------- Final CTA ---------- */
.final { padding-bottom: var(--section-y); }
.final__panel {
  position: relative; overflow: hidden; isolation: isolate;
  display: grid; gap: 32px; align-items: center;
  padding: clamp(32px, 5vw, 64px);
  border-radius: 48px 12px 48px 12px;
  background: var(--gc-deep);
  background-image:
    radial-gradient(70% 120% at 100% 100%, rgba(23, 163, 243, 0.32), transparent 60%),
    radial-gradient(50% 80% at 0% 0%, rgba(4, 70, 159, 0.6), transparent 70%);
}
@media (min-width: 900px) { .final__panel { grid-template-columns: 1.3fr 0.7fr; gap: 48px; } }
.final__copy h2 { color: #fff; font-size: var(--fs-h2); max-width: 16ch; }
.final__copy > p { color: rgba(255, 255, 255, 0.78); margin-top: 16px; max-width: 52ch; }
.final__ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
@media (max-width: 559px) { .final__ctas .btn { width: 100%; } }
.final__call { display: inline-flex; align-items: center; gap: 10px; margin-top: 22px; min-height: 44px; color: #fff; font-weight: 700; }
.final__call span { width: 36px; height: 36px; border-radius: 50%; display: grid; place-items: center; background: rgba(255, 255, 255, 0.12); color: var(--gc-cyan); }
.final__call:hover { color: var(--gc-cyan); }
.final__media { position: relative; justify-self: center; width: min(100%, 340px); }
.final__media::before { content: ""; position: absolute; inset: -14px -14px 14px 14px; border-radius: 120px 20px 120px 20px; border: 2px solid rgba(23, 163, 243, 0.35); }
.final__media img { position: relative; width: 100%; aspect-ratio: 1; object-fit: cover; border-radius: 120px 20px 120px 20px; background: rgba(255, 255, 255, 0.06); }
@media (max-width: 899px) { .final__media { display: none; } }

/* ---------- Reduced motion overrides ---------- */
@media (prefers-reduced-motion: reduce) {
  .hero__blob { animation: none !important; }
  .js .hero-in { opacity: 1; transform: none; animation: none; }
  .hv__steps .is-active > span::after { animation: none; }
}