GoodCap Capital

Financial consultancy membership

Fincap Finance Membership Card

Apply for financial consultancy with our partner NBFCs, faster and with less effort. Partners whose criteria you meet can send you pre-approved offers — and the whole process stays online.

3 monthsValidity
On-callSupport
Up to 40%Referral commission
Buy Now How It Works

Membership advantages

Six reasons members choose Fincap

Select an advantage to see how it works.

Pre-approved offers from our affiliated NBFCs

Once your documents are collected, your application goes to our partner NBFCs. Each one assesses your eligibility against its own criteria, and you receive offers from the partners whose criteria you meet.

  • One application reaches multiple partner NBFCs
  • Offers come only from partners whose criteria you meet

The pre-approval is based only on the information you give, and is not a final approval.

Referral commission40%

Refer others, earn up to 40%

As a Fincap member, you can earn up to 40% in referral commissions when people you refer join GoodCap Capital.

Terms apply — read the terms

Ask About Referrals

Financial services

What you can apply for with Fincap

Personal financial consultancy

Apply for personal financial consultancy through our partner NBFCs.

Check eligibility

Business financial consultancy

Choose business financial consultancy when you sign up, if you're applying for your business.

Talk to our team

EMI calculator

Estimate your monthly payment with the EMI calculator before you apply.

Available during sign-up

How it works

Your Fincap journey, step by step

Start with step 1

  1. Sign up

    Register with the name and mobile number on file with your bank, or log in. Use the EMI calculator, then choose Apply Now.

  2. Check your eligibility

    Enter your CIBIL score, city, purpose, income and any existing EMI. Choose your tenure and EMI, then select Get Offer.

  3. Buy your Fincap card

    After payment you'll get a receipt and your password by email. We'll call within 24–48 hours to verify your documents.

  4. Submit your documents

    Send your documents within three days through WhatsApp or the customer portal. We can't complete the consultancy without verification.

  5. Bank verification

    The bank verifies your documents.

  6. Bank's decision

    Final sanction, approval and disbursement depend on the bank's criteria and rules, and on your profile.

GoodCap Capital is a financial consultancy and does not provide loans directly. The eligibility you see is a pre-approval based on the information you give, not a final approval.

Why Fincap membership?

Applying on your own vs. with Fincap

Both routes end with the lender's decision. Fincap is about making the journey simpler.

Comparison of applying on your own and applying with a Fincap membership
What you needApplying on your ownWith Fincap membership
Reaching multiple NBFCsApply to each one separatelyOne application goes to our partner NBFCs
Financial guidanceFind advice yourselfComplimentary financial consultation
PaperworkSubmit documents to each lenderSubmit once, online, via WhatsApp or the portal
Help along the wayContact each lender on your ownOn-call support from our team
Final decisionMade by the lenderStill made by the lender, under its own criteria

Questions

Common questions about Fincap

Short answers based on how the Fincap card works today.

View All FAQs

The Fincap Finance Membership Card is valid for 3 months.

No. It's a pre-approval based only on the information you give.

You receive a receipt and your password by email, and we call within 24–48 hours to verify your documents. Submit your documents within three days through WhatsApp or the customer portal.

The bank, based on its own criteria and rules and on your profile. GoodCap Capital is a financial consultancy and does not provide loans directly.

Yes. When you sign up, you can apply for either personal or business financial consultancy.

Members can earn up to 40% in referral commissions by referring others. Terms apply — contact our team for the current details.

Start your Fincap membership

Sign up online, check your eligibility, and let our partner NBFCs do the rest.

Price shown at checkout

Buy Now Talk to an Advisor